New Treaty Placement
Structure and place a new reinsurance treaty
Select Treaty Type and Line of Business to auto-suggest a name
Annual premium for the covered portfolio
Aggregate portfolio exposure subject to the treaty
Indicative loss ratio based on historical or actuarial inputs
Underlying policy count in the subject portfolio
Largest single policy exposure in the portfolio
Select one or more reinsurers from the approved panel. You will set participation percentages in the next step.
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A fixed percentage of portfolio premium and claims is ceded to reinsurers.
Percentage of portfolio premium and losses ceded to reinsurers
100 minus Cession % ? retained by cedent
Commission paid by reinsurer to cedent on ceded premium
Additional commission payable if loss ratio is below agreed threshold
Insurer retains a fixed amount per risk; exposure above retention is ceded up to treaty capacity.
Amount retained by insurer on each individual risk
Each line equals one multiple of retention
Maximum cession capacity = Retention × Number of Lines
Commission paid by reinsurer to cedent on ceded premium
Reinsurers cover losses above the attachment point, up to the defined limit within the layer.
Reinsurers cover losses above this point, up to the defined limit per loss
Maximum reinsurer liability within this layer
Displayed as “Limit xs Attachment”
Number and cost of reinstatements of cover after a loss
Provides event-based protection for aggregated catastrophe losses above the attachment point.
Applies to aggregated losses from a single catastrophe event, such as flood, cyclone, or earthquake. Event may be defined by an occurrence clause such as a 72-hour window.
Reinsurers cover losses above this point, up to the defined limit per event
Maximum recovery within this layer
Displayed as “Limit xs Attachment”
Maximum total recovery from reinsurers per catastrophe event across all losses
Covers frequent, mid-severity losses above retention, up to a defined limit per loss.
Typically used for high-frequency loss layers below catastrophe thresholds.
Reinsurers cover losses above this point, up to the defined limit per loss
Maximum reinsurer liability per loss within this layer
Displayed as “Limit xs Attachment”
Provides protection once cumulative losses over a period exceed a defined threshold.
Applies to cumulative losses over the treaty period, for example annual aggregate.
Reinsurer cover starts once cumulative losses exceed this threshold
Maximum total recovery from reinsurers over the treaty period
| Reinsurer | Country | Rating | Participation % |
|---|---|---|---|
| No reinsurers selected yet. Go back to Step 3. | |||
Review all details before placing the treaty. Once placed, a reinsurance slip will be generated.